I’ll be joining a large company soon and saw their health ins plan options. Is $7500 a high out of pocket max? Or do you end up with not such a high out of pocket payment per service than say if you got an individual plan from marketplace with that same out of pocket max? Im thinking 7500 is too high and i know ins co. will have me keep incurring costs until 7500 at least on an induvidual marketplace plan. But does having a large group plan help with what ill pay re: out of pocket max? Im hearing a lot about negotiated rates but not sure what that means or if it means the costs i incur will be less per service